Terms & Conditions — 88fi Online Casino & Sports Betting

These Terms and Conditions (the "Agreement") constitute a legally binding contract between you (the "Player" or "User") and 88fi (the "Platform", "We", "Us", or "Our"), the operator of the online casino and sports betting services available at https://88fi.io (the "Website").

By accessing the Website, creating an account, depositing funds, placing a wager, or using any feature of the 88fi platform, you unconditionally accept and agree to be bound by this Agreement in its entirety. If you do not accept these Terms and Conditions, you must immediately cease all use of the Website and close your account.

This Agreement should be read in conjunction with the 88fi Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference.

Access to the 88fi platform is restricted to individuals who meet all of the following eligibility criteria:

• You are at least 21 years of age at the time of registration.
• You are accessing the Website from a jurisdiction where online gambling is not prohibited by applicable local law.
• You are not acting on behalf of another individual when registering or placing wagers.
• You are not a current or former employee of 88fi, or an immediate family member of such an employee.
• You have not previously been self-excluded from the 88fi platform or had an account terminated for breach of these Terms.

During registration, you are required to provide accurate and complete information, including your full legal name, date of birth, and a valid email address. You agree to update this information promptly if any details change. Providing false or misleading information during registration constitutes a material breach of this Agreement and may result in immediate account suspension and forfeiture of funds.

Each individual is permitted to hold only one active account. 88fi employs automated and manual checks to detect duplicate registrations. Where duplicate accounts are identified, all associated accounts will be suspended pending investigation and any balances may be voided.

You are solely responsible for maintaining the confidentiality of your 88fi account credentials, including your username and password. You must not share your login details with any other person or allow any third party to access your account.

You agree to notify 88fi immediately at [email protected] if you suspect any unauthorised access to your account or any other breach of security. 88fi will not be liable for any loss arising from unauthorised use of your account where you have failed to take reasonable steps to protect your credentials.

All wagers placed through your account are your sole responsibility, regardless of whether those wagers were placed by you or by a third party who accessed your account with or without your knowledge.

Players are responsible for all applicable taxes or duties arising from winnings in their jurisdiction. 88fi does not withhold or remit taxes on behalf of Players and makes no representation as to the tax treatment of gambling winnings under Bangladeshi law.

All deposits to the 88fi platform are made in Bangladeshi Taka (BDT). 88fi currently accepts deposits via the following payment methods: bKash, Nagad, Rocket, and Upay. The availability of individual payment methods may change without prior notice.

• Minimum deposit: ৳200 per transaction.
• Maximum deposit: As displayed within the cashier section of your account at the time of deposit.
• Deposits must be made from a payment account registered in the same name as your 88fi account. Third-party deposits are not permitted.
• 88fi does not charge a fee for standard deposits; however, your payment provider may apply their own charges, for which 88fi accepts no responsibility.
• Deposits are ordinarily credited to your 88fi account balance within minutes of a successful transaction confirmation from the payment provider.

88fi reserves the right to decline or reverse any deposit at its sole discretion, including where there is a reasonable suspicion of fraudulent activity, money laundering, or breach of these Terms.

Players may request a withdrawal of available funds at any time, subject to the following conditions:

• The withdrawal amount must meet the minimum threshold displayed in the cashier section.
• All applicable wagering requirements attached to any bonus funds must be fully satisfied before a withdrawal can be processed.
• Withdrawals will be processed to the same payment method used for the most recent qualifying deposit, where technically possible.
• Withdrawal requests are typically processed within 24 to 72 hours of submission, subject to verification checks. Processing times may be longer during peak periods or where additional documentation is required.
• 88fi reserves the right to conduct Know Your Customer (KYC) checks prior to processing any withdrawal request. Players may be asked to provide proof of identity, proof of address, or proof of payment method ownership.

88fi may offer welcome bonuses, reload bonuses, free spins, free bets, cashback promotions, and other incentives from time to time (collectively, "Promotions"). All Promotions are subject to the specific terms and conditions published alongside each offer, including but not limited to:

• Wagering requirements: The number of times a bonus amount (and, in some cases, the deposit amount) must be wagered before a withdrawal can be made.
• Time limits: The period within which wagering requirements must be met. Bonuses not used within the specified time will expire and be forfeited without notice.
• Game restrictions: Certain games may contribute differently (or not at all) towards wagering requirement completion. Contribution percentages are detailed in each Promotion's terms.
• Maximum bet rule: While a bonus is active, a maximum permitted bet per round or per market may apply. Bets placed above this limit may be voided at 88fi's discretion.

Players may opt out of receiving Promotions by contacting [email protected]. Once a bonus has been credited to an account and wagering has commenced, the bonus cannot be removed without also removing any associated winnings.

All bets and wagers placed on the 88fi platform are subject to the specific rules governing each game or market. By placing a wager, you confirm that you understand the rules of the relevant game or market.

For sports betting, including cricket markets covering the BPL, IPL, T20 World Cup, and other tournaments, the following general principles apply:

• Bets are accepted at the odds displayed at the time the wager is confirmed.
• In the event of a match being abandoned, postponed, or cancelled, settlement rules for the affected market will be determined in accordance with 88fi's published sports rules, which are available within the sportsbook section of the platform.
• 88fi reserves the right to void bets where odds were offered or accepted in error due to a technical fault or manifest pricing error.
• Maximum winnings per single wager or per betting slip are subject to limits displayed within the relevant betting market.

For casino games, including live dealer tables powered by Evolution Gaming and Ezugi, and slots from Pragmatic Play, NetEnt, and Microgaming, the RNG-based outcomes are certified for fairness. Game-specific rules are available within each game's help or information panel.

The following conduct is strictly prohibited on the 88fi platform. Engaging in any of the activities listed below will result in immediate account suspension, forfeiture of funds, and may be reported to relevant authorities:

• Registering more than one account, or registering an account on behalf of another person.
• Providing false, inaccurate, or misleading information at any stage of registration or verification.
• Using the platform for any money laundering, terrorist financing, or other criminal purpose.
• Attempting to exploit software bugs, glitches, or technical errors to gain an unfair advantage.
• Using any automated software, bot, script, or other tool to interact with the platform without prior written consent from 88fi.
• Colluding with other players in poker, live dealer, or any other competitive game format.
• Engaging in any form of match-fixing or sports fraud in connection with events available on the 88fi sportsbook.
• Engaging in abusive, threatening, or discriminatory communication with 88fi staff or other platform users.
• Attempting to reverse-engineer, copy, or reproduce any component of the 88fi platform.

All content on the 88fi Website, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of 88fi or its content suppliers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the Website for personal, non-commercial purposes only. This licence does not include the right to download (other than page caching), modify, copy, distribute, transmit, display, perform, reproduce, publish, licence, or create derivative works from any content on the Website without the prior written consent of 88fi.

Third-party game content provided by studios such as Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and Ezugi remains the intellectual property of the respective studio and is used by 88fi under licence.

To the maximum extent permitted by applicable law, 88fi shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of, or inability to use, the 88fi platform or any of its services.
• Any interruption, suspension, or termination of the platform or any part thereof.
• Any errors, omissions, or inaccuracies in platform content, game outcomes, or odds.
• Unauthorised access to or alteration of your transmissions or data.
• Any loss of funds resulting from a Player's failure to secure their account credentials.

88fi's total aggregate liability to any Player in respect of any claims arising under or in connection with this Agreement shall not exceed the total net deposits made by that Player in the 90-day period immediately preceding the date on which the claim arose.

88fi collects and processes personal data in accordance with its Privacy Policy, which is available at 88fi.io/privacy-policy. By using the platform, you consent to the collection, storage, and processing of your personal data as described in that policy.

88fi uses industry-standard SSL/TLS encryption to protect data in transit. Passwords are stored in hashed form and are never accessible in plain text by any member of the 88fi team. Financial transaction data is processed exclusively through the secure APIs of the relevant payment providers (bKash, Nagad, Rocket, Upay).

88fi will not sell your personal data to third parties. Data may be shared with game providers, payment processors, and fraud-prevention partners solely to the extent necessary to deliver the platform's services.

88fi is committed to promoting responsible gambling among all its players. The platform provides the following tools to help players maintain control over their gambling activity:

• Deposit limits: Daily, weekly, and monthly deposit caps that can be set or reduced at any time from the account settings panel.
• Session time reminders: Configurable alerts that notify players when they have been active on the platform for a specified duration.
• Cooling-off periods: Short-term account pauses of 24 hours, 7 days, or 30 days, during which the Player cannot log in or place wagers.
• Self-exclusion: A permanent or time-limited exclusion option that removes access to the account for a minimum of 6 months. Self-exclusions are processed within 24 hours of a request submitted to [email protected].

If you are concerned that gambling is negatively affecting your health, relationships, or finances, we encourage you to make use of these tools and to contact the 88fi support team. 88fi is an entertainment platform intended for adults aged 21 and above who gamble responsibly within their means.

88fi reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms and Conditions.
• Reasonable suspicion of fraudulent activity, money laundering, or other criminal conduct.
• Failure to complete identity or age verification within a reasonable time.
• Chargebacks or disputed transactions initiated through a payment provider.
• Abusive behaviour directed at 88fi staff.

Upon account closure, any remaining balance in a verified account that has not been subject to bonus abuse or fraudulent activity will be returned to the Player via their registered payment method within a reasonable timeframe, subject to completion of outstanding verification requirements.

Players may also close their own account at any time by contacting [email protected]. Pending bets at the time of closure will be settled according to standard rules and any resulting winnings credited before the final balance is returned.

88fi reserves the right to modify, update, or replace these Terms and Conditions at any time. In the event of material changes, registered Players will be notified via email to the address held on their account at least 7 days before the changes take effect, where operationally practicable.

The most current version of these Terms and Conditions will always be accessible at https://88fi.io/terms-conditions. The date at the top of this document reflects the version currently in effect. Your continued use of the 88fi platform after the effective date of any revision constitutes your acceptance of the revised Terms.

If you do not agree with any amended Terms, you must cease using the platform and, if desired, contact [email protected] to close your account before the revised Terms take effect.

These Terms and Conditions shall be interpreted and governed in accordance with applicable law. In the event of any dispute arising from or in connection with this Agreement or the use of the 88fi platform, the parties agree to attempt resolution through good-faith negotiation in the first instance.

Disputes that cannot be resolved informally should be submitted in writing to [email protected]. 88fi will acknowledge receipt within 5 business days and aim to provide a substantive response within 28 days of receiving a fully documented complaint.

Nothing in this clause limits any statutory rights you may have as a consumer under the laws of Bangladesh.

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact the 88fi support team using the details below.

• Email (plain text): [email protected]
• Support hours: 24/7 — Bangladesh Standard Time (BST, UTC+6)
• Postal enquiries: Not accepted. All formal correspondence must be submitted via email.

When contacting support regarding a specific account matter or dispute, please include your registered username and a concise description of the issue so we can assist you as efficiently as possible.